If you ever get into a road accident, the first course of action is to seek immediate medical attention. It is essential as it helps note the injuries you have sustained and others that are likely to show up in the future. Getting the appropriate medication on time helps chart your road to recovery. So, what happens when there are delays in the treatment? Immediate Medical Attention What happens when there are inconsistencies in the medical treatment plan? Some of these inconsistencies may be inevitable, but will they affect your car accident claim?
The first and most important thing is to note that an insurance company is a business. In business, the primary goal is to make a profit. How does the insurance company make a profit? Immediate Medical Attention By paying you the most minor settlement possible. Therefore, the insurance company will go out of its way to find any inconsistencies in your medical treatment. With this in mind, any holes will be beneficial to the company.
Typically, an insurance company will send an insurance adjuster to look at your medical record. If they find out that you did not immediately seek medical attention, they will say that your injuries were not severe or were not a result of the crash. The insurance adjuster will check what kind of medical treatment you sought in the days following the accident. Typically, they will check to see if you went to the emergency room or urgent care or if you went for a primary care evaluation the days after the crash.
Suppose you did not seek these kinds of medical attention after the crash. In that case, the insurance adjuster will adjust the settlement on the grounds that the injuries were not severe or you did not suffer the injuries due to the crash. Therefore, even if you feel relatively okay after an accident, some injuries may delay showing up. It is always important to seek medical attention immediately after a crash. You should also note that these are not the only inconsistencies the insurance adjuster will look for.
They will also check whether you followed all your medical appointments after the crash. In the same way, if they find inconsistencies, such as a gap where you stopped showing up for treatment, they will conclude that your injuries may not have been as severe. “People want and maybe need to get back to their normal life after an accident, but it is essential that victims do not put off treatment,” says injury attorney Arren Waldrep of Price Benowitz Accident Injury Lawyers, LLP.
The insurance adjuster will assume you are healed and no longer need treatment. This might lead to a smaller settlement than you deserve. Hence, it is always important to stick to all medical appointments after injuries sustained after a car accident. Having all your medical records in check and following a well-organized treatment plan will help you in many ways. It will help in the healing process as following your doctor’s advice will help you recuperate.
What’s more, following a well-laid medical treatment plan will leave no holes for the insurer to use against you. This way, you will likely get the maximum settlement for the damages incurred after the crash.
Lastly, you should always keep all documentation of your medical treatment. This includes over-the-counter prescription receipts, lab reports, medical bill receipts, doctor’s appointments, and any other form of documentation. These can act as evidence for your claim.