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When You’ve Taken a Big Step Toward Recovering From Addiction

When You’ve Taken a Big Step Toward Recovering From Addiction

When you’ve taken a big step toward recovering from addiction, there are a lot of questions that you may need answered. One of the biggest questions may be if your insurance company even covers rehab. Will they let you stay at a facility, or will they only cover Outpatient rehabilitation? These are the types of questions that may get in the way of your number one focus, which is to recover from your addiction to turn your life to its next chapter. Here are some answers to Cigna insurance coverage, and how to choose what type of therapy might be right for you. This way, you can continue with your journey with no worries. Let’s take a look at finding out about your Cigna drug rehab coverage!

What is Cigna?

Cigna is a health insurance company that operates in thirty countries and jurisdictions. They boast that they provide insurance for 180 million customers. Their focus is whole health, which includes body, mind, and spirit. Cigna has 70 thousand employees and work with 1.5 million providers, facilities, and specialists.

Cigna has a page on their website dedicated to drug addiction rehabilitation, which they call Substance Use Disorder. They cover both in and out patient services. Let’s take a look at what they have to say about their coverage. More information on your Cigna health coverage is available on their website.

Inpatient

Other reasons to choose in patient therapy includes distance from a rehabilitation facility. Inpatient therapies offer an intense focus on recovering from substance use disorder. It gives a caring, and understanding environment to help you focus on recovery. Cigna will cover one to six weeks of inpatient therapy. It’s recommended that a patient continues with outpatient therapies to reinforce their commitment to getting well.

Outpatient

Outpatient services are good for people who are close to a rehabilitation facility. Sometimes inpatient therapy can be expensive. Moving in with a family member, or even into a new area of town can help with this.

Other Support Groups

There are several groups available for those struggling with drugs and alcohol, like Alcoholics Anonymous and Narcotics Anonymous. Stay committed to your goal of healing from substance use disorder and you will find that these resources become invaluable. These types of sessions can help you identify other issues that may have contributed to your substance use disorder. Resolving these issues will help strengthen your resolve.

Here is more information on finding the right type of group support for you.

The ABC’s of Insurance terminology

Copay: This is the amount you have to pay for services and goods related to treatment. This is your contribution.

Coinsurance: This is the amount your policy requires you to pay for services.

Premium: the amount you pay to hold the insurance policy. If you receive insurance through your employer, you likely have this deducted from your paycheck.

There are many other terms that might be useful to learn. Check this website for more information on understanding how your insurance policy works:

Who can I ask for more help?

Many facilities employ social workers, who can help connect you to services and explain various benefits that you may be eligible for. Many companies have a login area for customers to find out information for bills, claims, EOBs and more. Remember–you are not alone in your journey away from substance use disorder. Friends and family will be there to catch you, and creating a network of professionals will only strengthen your support network. Keep going–you’re going to make it through this. Make use of the resources available to you and look forward to the bright future ahead of you.

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